At Central Import in Toronto, we understand that maintaining your high-end vehicle requires specialized care and attention. Unexpected repairs can be a significant financial burden, especially for luxury and premium cars. To help you manage these costs effectively, we offer a range of auto repair financing options designed to suit your budget while ensuring your vehicle receives the highest quality service it deserves. Our main offering is the Easy Monthly Payments (EMP) program, a hassle-free solution that provides flexible and convenient payment options.
Our EMP program is a repair financing solution that allows you to leverage the value of your high-end vehicle to cover repair costs. This innovative program ensures that you can keep your luxury car in pristine condition without the immediate financial strain. Here’s why EMP is the ideal choice for auto repair financing:
Instant Approval: All loans are instantly approved without any credit checks or income verification, based solely on the value of your vehicle.
Flexible Repayment: The program allows you to repay the loan over 36 months, with the option to pay off the balance at any time without penalties.
Budget-Friendly: The EMP loan program is designed to fit your monthly budget, ensuring that you can manage payments comfortably.
Online Calculator: Use our online calculator to get an estimate of your vehicle’s value.
Submit Vehicle Information: Enter your high-end vehicle details into the calculator.
Vehicle Value Assessment: The calculator determines the value of your luxury vehicle.
Max Loan Amount: The maximum loan amount is 35-50% of your vehicle’s current value.
Monthly Payment Calculation: Convert the total loan amount into manageable monthly payments.
Register Online: Complete a simple and secure online registration.
Enter Details: Provide the necessary personal and vehicle information.
Find Nearest Location: Locate the closest Central Import shop for your repairs.
Get Final Quote: Receive a final quote based on your vehicle’s assessment.
Complete Application: Finalize your application and prepare for repairs.
Finalize Agreement: Sign the repair invoice and agree to the loan terms.
Shop Payment: AutologiQ, our financing partner, pays the repair shop directly.
Automatic Payments: Set up automatic monthly payments from your bank account to ensure timely repayment.
One of the most significant advantages of the EMP program is that it requires no credit checks. Whether you have an excellent credit score or a less-than-perfect one, you can still get approved based on your vehicle’s value. This makes the EMP program an inclusive and accessible option for everyone, particularly beneficial for owners of high-end vehicles who want to avoid credit inquiries.
With the EMP program, you can spread the cost of your auto repairs over 36 months, making it easier to manage your finances. The monthly payments are calculated to be budget-friendly, allowing you to maintain financial stability while ensuring your luxury car gets the necessary repairs.
We understand that your financial situation may change. That’s why the EMP program offers the flexibility to pay off your loan early or make lump-sum payments whenever you have extra funds, without any penalties. This feature allows you to save on interest and repay your loan faster if you choose to do so.
While credit cards are a common method for covering unexpected expenses, they often come with high-interest rates and can quickly lead to substantial debt. The EMP program, on the other hand, offers a more cost-effective solution with fixed monthly payments and lower interest rates.
Traditional auto repair loans typically require credit checks and income verification, which can be time-consuming and stressful. The EMP program eliminates these requirements, providing instant approval and a straightforward application process based on your vehicle’s value.
Central Import’s EMP program is designed to make auto repair financing as seamless and stress-free as possible. By leveraging the value of your luxury vehicle, we provide an inclusive, flexible, and convenient financing option that doesn’t require credit checks or income verification. Our goal is to help you keep your high-end car in excellent condition without financial strain, offering peace of mind and reliable automotive service.
Let us help you keep your high-end vehicle running smoothly with our cost-effective and hassle-free auto repair financing options.